| XetusOne | About XetusOne | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
About XetusOne
|
XetusOne with Processing Simultaneity is a more powerful form of software
XetusOne for loan originators and lenders is a complete, end-to-end loan origination system that delivers a better borrower experience. XetusOne is different than any other software. It is easier to use and enables people to work collaboratively. XetusOne adapts dynamically to meet the needs of your changing business. XetusOne's industry-best embedded document management solution makes processing paperless. XetusOne's secure interactive borrower portal personalizes the borrower's lending experience and elevates the professionalism of the broker. XetusOne's wholesale interactive broker portal has the most advanced features and tightly couples independent brokers from submission through close. It enables you to outsource their processing. XetusOne is a new and more powerful form of computing that revolutionizes every aspect of loan processing. For example, it is the only LOS that delivers Processing Simultaneity. XetusOne pushes all processing and collection of information to users’ PCs. Changes on any PC simultaneously update the PCs of everyone else working on that loan (Processing Simultaneity). For example, if a loan officer assigns a borrower to a loan processor, changes made by the loan processor appear simultaneously on the loan officer’s PC. Processing Simultaneity keeps all workers current. The result is a dramatic reduction in email, workflow/process management. XetusOne for Originators
XetusOne has 10 role-specific software applications for brokers:System Administrator, Borrower, Lead Prospector, Prospect Manager, Loan Officer, Loan Processor, Loan Programs, Reports, Manager and Document Delivery. XetusOne for Wholesale or Retail Lenders
XetusOne has 14 role-specific applications for lenders:System Administrator, Borrower, Lead Prospector, Prospect Manager, Loan Officer, Loan Processor, Underwriting Manager, Underwriter, Assistant Underwriter, Loan Programs, Docs, Reports, Manager and Document Delivery. Independent Broker Engage your customers in a personal and professional experience that sets you apart and earns their confidence and loyalty. Mortgage Brokerage Integrate your organization, improve your processing and manage your costs. Upgrade the quality of your customers' experience with the XetusOne secure interactive borrower portal. Process paperlessly with our document management solution. Net Branch Address the business management issues unique to net branches. XetusOne Processing Simultaneity keeps everyone on the same page and controls compliance, fraud, high cost loan, predatory lending, data security and organizational issues. Correspondent Lender Integrate correspondents and their processes with Processing Simultaneity, underwriting controls, real-time complete pipeline information and collaborative processing. Small Lender or Credit Union Be compliant, keep your borrower's data secure and defend against identity theft. Easy to use and affordable XetusOne strengthens your customer relationships. Large Lender Become mobile, give your wholesale and retail brokers the best support they have ever had, process efficiently and reduce your IT costs. XetusOne is the only system with the architectural breadth to meet the needs of the largest banks. XetusOne maps onto your current organization and adapts it rapidly to a changing industry. XetusOne scales and adapts to change. When you purchase software on a CD or over the Internet, you install it and then you use the installed version. But as software manufacturers change their software, fix bugs and add features, you inherit the issues of software updates, versions, compatibility and isolation. Compliance, regulatory obligations and a proliferation of loan programs make it difficult and expensive to keep your software current. 
In 1999 Xetus foresaw the current burden of IT costs and created XetusOne, a new kind of loan origination system:
Xetus saw a simpler way – deliver software ready to use and skip installation. When you double-click your XetusOne desktop icon your XetusOne system is delivered to your PC via the Internet ready to use. XetusOne is always current and has no installation, update or maintenance costs. To see a true computing revolution contact Xetus at 877-Go-Xetus. Important Advantages of XetusOne
These advantages are reflected in our pricing. Benefits Exclusive to XetusOne
XetusOne's industry-best embedded document management system makes processing truly paperless. 50-state compliant documents are fully integrated. Borrower data is always live and imaging documents couldn't be simpler. Each XetusOne user has their own unique view of just their own workflow. XetusOne automatically adjusts to changing processing needs. There are never unnecessary screens or menus to wade through. XetusOne requires minimal training, enhances productivity and streamlines all workflow processes. Users work from any location on any PC connected to the Internet. XetusOne is so efficient it performs well over a phone line. A laptop with a wireless PC card gives you access anywhere anytime. Rates are defined in loan programs or entered manually. Only authorized staff can make changes. All changes are catalogued by notes indicating who made changes. Loan programs specify costs, loan details, document requirements and underwriting conditions. Managers see the loans and have the reports they need to spot business trends. No other system can match the workflow efficiency of XetusOne. Recent studies by industry groups like the Mortgage Bankers Association report:
A March 2004 Mortgage Banking article asserts that a system with XetusOne's capabilities would reduce costs by $1,232 per loan. Why is XetusOne so simple to evaluate, learn, and use? XetusOne manages technology so you don't have to. The absence of complexity is refreshing and unlike anything you've seen before. You can just use it.
How secure is my data? Very. All borrower data and documents enter and leave your PC with 128-bit SSL encryption. XetusOne runs on your PC but never leaves data stored there. When you exit no data remains on your system. Consequently, borrower data cannot be lost through theft of, loss of, or damage to your system. Your data is automatically stored and archived on secure, redundant Xetus systems. Security issues are minimized. Is scaling really unlimited? XetusOne can process your loan volume, regardless of the number of employees and or the number of loans. Processing capacity is unlimited because processing is done on your employees' PCs. XetusOne also makes it simple to integrate new workers. The system administrator defines each user's role and then gives them an ID and a password. Employees learn and become productive quickly. What makes XetusOne so much more powerful? XetusOne runs on a user’s PC supported by a full relational database. That single database, integrating every PC, enables Processing Simultaneity and other key capabilities otherwise not possible. Can XetusOne accept loan files created on other LOSs? XetusOne can upload loan files from virtually every LOS. Uploading a file from another LOS creates a XetusOne electronic loan folder populated with the data from that file. How quickly can I deploy new loan programs? Changes made to loan programs appear simultaneously on the PC's of everyone who should have them. XetusOne Processing Simultaneity keeps all workers current all of the time. XetusOne was created from the ground up with AJAX methodologies. AJAX enables a form of software that is more powerful and simpler than any other kind of software. AJAX is a programming methodology that is rapidly gaining momentum. AJAX is safe and secure, using only proven elements of the browser. Every component of AJAX has been around since 1999, no other rich Internet application platform has been subject to such a rigorous, real-world security test. AJAX applications combine the best of installed and web-based applications. Users experience the look, feel and responsiveness of well-designed desktop applications. AJAX runs within standard web browsers. No downloads are required. AJAX is based on open standards such as HTML, CSS, JavaScript, DOM and XML. Using AJAX avoids the pitfalls of building on top of proprietary technologies. AJAX is fast and responsive. XetusOne AJAX applications run on the user's PC. They are not installed; they are delivered on demand via the Internet. XetusOne applications eliminate the start-stop-start-stop nature of web-based software. Web-based vs. Desktop vs. AJAX
|
| © 2004-2008 Xetus Corporation. All right reserved. |